Insurance

Insurance disputes often begin after a business has already absorbed a serious loss. A denied claim can leave the policyholder carrying costs that the insurer was expected to cover.

We help businesses and public entities pursue coverage under commercial insurance policies. We also advise professionals when a disputed claim affects their practice or livelihood.

Our work includes breach-of-contract claims and declaratory judgment actions. We also handle bad-faith litigation when the circumstances support it. For more than 40 years, our attorneys have helped clients interpret policy language and pursue claims when insurers contest their obligations.

We review the policy against the facts and identify the strongest coverage position. From there, we help clients decide whether to negotiate with the carrier or move into litigation.

Coverage issues often arise alongside another legal dispute. A construction claim may trigger questions about liability coverage. An environmental matter may raise separate questions about the insurer’s duty to defend or indemnify. When that happens, we work with the attorneys handling the underlying matter so the coverage strategy reflects the wider dispute.

Some matters involve first-party coverage for the policyholder’s own loss. Others are concerned whether an insurer must defend a third-party claim or pay a resulting judgment. We represent clients in court and in arbitration when litigation becomes necessary.

Some claims can be resolved through focused negotiation. Others require litigation to enforce the policy. We help clients choose the path that best protects the recovery at stake.